Richard M Wason is the Chief Executive Officer of LuLu Financial Holdings. He has over 30+ years of experience in the money transfer and foreign exchange business, with broad experience in all aspects of risk management and financial management. Wason has worked in a number of positions in GCC, UK, India, Hong Kong and Philippines and has varied expertise in a number of subjects including anti-money laundering, systems and processes, accounting and control, security and risk management and taxation.

Patricia Chua is the General Manager of LuLu Money Singapore. She has over 20 years of professional experience in the payments and fintech space. A dynamic sales and business development professional, Patricia upholds strong logical, analytical and problem-solving skills. Prior to joining LuLu Money Singapore, she worked with Western Union where she served at various key positions. She holds a Diploma in Anti Money Laundering Specialist (FISCS) along with Diploma in Governance, Risk Management and Compliance. Patricia also holds a Certificate in Business Implication of Blockchain Technology from Singapore Management University.

Sandeep Vazhuthakkadu is the Head of Operations at LuLu Money Singapore. He holds a Master’s in Business Administration and has over 16 years of experience in Forex and Remittance along with treasury department. He joined LuLu Financial Holdings in 2012 and has since then been instrumental in ensuring the smooth functioning of the operations.